Investment Management And Fiduciary Credentials

Accredited Investment Fiduciary^®

•  Both Howard Kaplan and Scott Litwin posses this designation, which represents a thorough knowledge of and ability to apply the Global Fiduciary Standard of Excellence.

•  Since October 2002, the Accredited Investment Fiduciary™ (AIF^®) designation has been the mark of commitment to a standard of investment fiduciary excellence.  Those who earn the AIF mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination.

•  AIF designees demonstrate a thorough understanding of prudent practices for investment advisors and stewards.

•  For more information about AIF, please go to their web site at http:www.fi360.com

Certified Investment Management Analyst^SM

•  Howard Kaplan also holds a Certified Investment Management Analyst^SM (CIMA) designation.

•  Since 1988, Investment Management Consultants Association has been offering the Certified Investment Management Analyst^SM certification to experienced financial consultants who have successfully completed the rigorous education program and met the other certification requirements.

•  The CIMA professional provides objective investment advice and guidance to both individuals and institutions.  This professional integrates a complex body of investment knowledge and applies it systematically and ethically to assist clients in making prudent investment choices.

•  For more information on CIMA please go to their web site at: http://www.imca.org